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Keep your life and money in harmony.

Umpqua’s checking accounts are built to handle the high notes, the low notes and every note in-between.

  • Umpqua Embark Checking





    If your life is pretty simple, why not use a checking account that keeps it simple too?


    With Embark, there's no hassles, no frills and no maintenance fees with paperless statements. Open an account with a minimum of $25 and you're all set.



  • Umpqua Access Checking



    Welcome to the checking account for everyone. All you need is $25 to open an account and a monthly direct deposit of $500 or qualifying activity* and you pay no monthly service charge. How sweet is that?


    It also comes with four ATM fee rebates per month and you can get three savings accounts with no monthly fee. With Access, you get everything you need in a checking account.


  • Umpqua Attain Checking




    If you travel the world for business or pleasure, Attain is perfect. For a mere $20 per month you recieve premium benefits like complimentary incoming wires and cashier's checks and 0% international processing fees.


    With interest bearing options and bonus interest on CDs, Attain has everything you need to thrive.




Umpqua Embark Checking

Umpqua Access Checking

Umpqua Attain Checking

Access to a dedicated Go-To Banker
ATM owner fee rebates

Up to $10 per month when maintaining average monthly balance of $2,500

Up to 4 rebates per month

Up to $25 per month

Complimentary Savings Account

Grow Savings with monthly transfer

Grow Savings or Thrive Money Market

Grow Savings or Thrive Money Market

Complimentary Cashier's Checks
Complimentary Incoming Wire Transfers

One incoming wire fee refund per monthly cycle

Bonus Interest on CD
No International Processing Fees
Open an account
Umpqua Go-To

Your dedicated Go-To banker is just a tap away.

Want to talk about buying a new home, how to merge accounts or start a college fund?


Umpqua Go-To is a secure, direct texting connection between you and a financial expert of your choice.